Commercial Loan Request:

• Two years Federal Income Tax (with all K-1’s)
• Current and last year Financial Statement (Profit & Loss)
• Projected Cash Flow Statements/next 12 Months (Income & expenses)
• Balance Sheet
• If purchase, copy of Purchase and Sale Agreement & Escrow Instructions
• Schedule of Rents
• Copies of all leases
• Property Appraisal (ordered by lender)
• Environmental Report (ordered by lender)
• Well written Business/Management Plan
• Description of company/history/officers/directors

 Personal Information Required:

Commercial Property Types:

• Multi Family
• Office
• Retail
• Industrial
• Special Purpose

Commercial Lending Ratios:

• Loan to Value Ratio
• Debt Service Coverage Ratio

Information:

• Underwriting Guidelines
• Financing Options
• Lending Document Checklist

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